
Personal Loans for Every Need
Get Personal Loans Up to ₹5 Lakhs in 6 Minutes!
- Easy Application
- Approval in 60 seconds
- Disbursal instantly

Get Instant Personal Loans Online
When unexpected expenses come knocking at your door, some extra cash can make all the difference. And when you catch yourself wishing you had instant access to funds, easy personal loans from Zype can be your lifeline.
If you’re wondering how to get personal loan instantly, just download Zype! From a convenient application to quick disbursal you can get personal loan online.Apply in less than 6 minutes with Zero documentation or paperwork. Just fill out your basic details like your name, PAN number, employment details, etc. and get approved for your personal loan in less than 60 seconds. We know what you’re thinking…“how much personal loan can I get with all of these benefits?” The answer to it is up to Rs. 5 lakhs starting at just 1.5% interest per month!
Whether you need cash during an emergency, for a house repair, or even for funding your education, you can use this loan anywhere you like. With no restriction on the end usage of the loan, you can enjoy no-questions-asked immediate personal loans from Zype!
As easy as it is to get instant personal loan from Zype, it’s equally convenient to pay it back. Repaying your personal loan on Zype will never feel like a financial burden because you can choose a tenure that fits your budget. With repayment options of 6, 9 or 12 EMIs, you can experience a stress-free payment experience.
Benefits of Zype Personal Loans
Collateral-free Loans
Apply for a personal loan online in less than 6 minutes
Get Approved within 60 seconds
Personal Loan Instant Disbursal
No Document Upload or Paperwork
Choose among repayment tenure of 6, 9 or 12 EMIs
Interest Rate starting at 1.5% interest per month
No Restrictions on the end Usage of the Loan
Personal Loans Made Easy
Whether it’s your wedding, or your loan experience, you should get what you deserve; the best! And this is how Zype can make it happen for you:
Easy Personal Loans Application
No document uploads. No paperwork.
Personal Loan Quick Disbursal
Loan offer to bank account in minutes.
Flexible repayment options
Choose between 6, 9 and 12 EMIs.
Seamless Experience
Everything happens in just a few swipes.
Personal Loan EMI Calculator
Choose the Loan amount, repayment plan & interest rate to calculate monthly installment by personal loan emi calculator online.
Loan Amount (in rupee)
- 0
- 5L
Interest Rate (%)
- 6
- 38
Loan Term (in months)
- 3
- 72

Your EMI is
Total Interest
Total Amount Payment
Eligibility Criteria Applying for Personal Loans
You have to meet your lender’s eligibility criteria to get approved for a personal loan. And Zype’s eligibility criteria is simple, this is all you need:
Age
21 years or above
Work experience
Salaried individual
Citizenship
Valid PAN & Aadhaar card
Monthly Salary
Monthly income of at least ₹15,000
Documents Required for Personal Loans
Mandatory documents
You will require your PAN and Aadhaar number while completing your application and activating your loan (Physical documents not required)
Proof of Photo Identity
Complete a real-time selfie verification to complete your KYC after you have been approved for a loan.
Proof of Income (Optional)
Want to increase your loan limit? Just upload your bank statement for the last 4 months.
Personal Loans Interest Rates and Charges
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting at 1.5% (monthly) |
Loan Processing Charges | Processing fees from 2% to 6% on every loan |
Penalty on Overdue EMIs | Late payment penalty charges & overdue interest will be charged to your total outstanding loan on a daily basis |
Where Can You Use Your Zype Loan? Anywhere You Like!
It is called ‘personal’ loan for a reason
Why Zype Personal Loans are the Best?
Instant Processing & Disbursal
All it takes is a tap to get the loan, once your loan limit is approved. Zype’s personal loan quick disbursal ensures you get an instant access to money.
No Documentation
You get immediate personal loans from Zype because we only require your PAN & Aadhaar numbers to give you a loan.
Privacy of your Data
Your personal information & data will always be secure with our encryption.
Personalized interest rates
Get the best interest rate based on your profile.
Tips To Keep In Mind While Applying For An Instant Personal Loan Online
- Check your credit score and understand your eligibility to apply with the lenders who might approve you for a loan.
- Make sure you choose a legitimate lender who follows all the regulatory guidelines of the RBI.
Features of Personal Loans
Need personal loan urgently? Look no further because Zype is designed keeping you in mind. Because a super-fast loan is not all that you get. Here are some features that give you an exceptional personal loan experience.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting at as low as 1.5% interest per month |
Repayment Tenure | Repay your loan |
Processing Fee | 2-6% |
Collateral | No Collateral |
Pre-Closure Charges | No Pre-Closure Charges |
How to Apply for a Personal Loan online?
- Click on the ‘Apply Now’ to start your application process or download the Zype app from PlayStore/AppStore.
- Fill out some basic details like your name, email address, PAN, employment details, etc. to complete your application.
- If you’re eligible, you can get approved for a loan in less than 60 seconds.
- Complete a simple KYC process by doing a real-time selfie verification and Aadhaar-Linked mobile OTP to activate your approved loan limit.
- Select the loan amount you want to transfer along with your desired repayment tenure. You will get a personal loan instant disbursal directly into your registered bank account.
Frequently Asked Questions
To get instant personal loan that have a high-value and low-interest rate, you need a credit score of anything above 650.
Yes, your salary plays an important role in determining the personal loan amount you’re approved for. A consistent and high salary can increase your chances of getting high-value loans.
As long as you have the budget to repay the borrowed amount and are taking a personal loan from a legitimate NBFC that follows all the regulatory practices of the RBI, it is safe to take a loan.
Given below is Zype’s eligibility criteria for taking a personal loan:
Citizenship: Indian with a valid PAN and Aadhaar card
Work experience: Salaried individual
Age: 21 years or above
Monthly salary: Monthly income of at least ₹15000
The minimum age of a salaried or self-employed person applying for a personal loan on Zype is 21 years.
You can close your personal loan by repaying the complete loan amount to the lender. You can do this either by paying your EMIs or pre-closing the loan. If you decide to pre-close your loan, make sure there are no additional charges associated with it.
After you have successfully completed your application, you can check your personal loan status in the app itself.
No, there are no additional tax benefits on a personal loan.
There is no restriction on the end usage of a Zype personal loan. Whether you need it for an emergency or want for any luxury, you can use it anywhere you like, no questions asked!
Personal Loan for Different Budgets
Select the loan details you want to know