Principal Amount
₹
- 3000
- 5L
Total Interest Payable
- 6
- 38
Loan Term (in months)
- 3
- 72
Your Monthly EMI Is
₹ 0.00
Total Interest
₹ 0.00
Total Amount Payable
₹ 0.00
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A ₹8,000 personal loan is a small, short-term loan designed to help you cover urgent or minor expenses such as utility bills, groceries, transport costs, minor house repairs, or medical needs. It is ideal for salaried individuals looking for quick financial support without the need for extensive paperwork or collateral.
With Zype’s instant personal loans, you get quick access to funds with a quick and hassle-free application process that typically, the interest rate ranges from 1.5% to 1.8% per month, and the loan gets approved within just 6 minutes. Our process is 100% digital with no paperwork. Get a loan between ₹3000 upto 2 lakh based on your credit profile and fund requirement. Pick a repayment plan that works for you with 6, 9, or 12 months for tenure. Whether it’s an emergency or a last-minute need, we offer quick funds for your financial needs.
A personal loan of ₹8,000 can be the much-needed buffer when life throws in a few extra expenses. Maybe you are covering wedding costs, booking an impromptu trip, handling medical bills, or renovating your home. Whatever the reason, sometimes your savings need a little support. Personal loans, in such cases, are a simple and practical solution when you need funds without dipping into long-term savings.
Zype offers instant personal loan with an application process that takes less than 6 minutes. Once your loan is approved, it takes under 60 seconds to receive a loan offer. If you meet the eligibility criteria, your loan is approved within 60 seconds, and the amount is credited to your bank account in under 24 hours. Just download the app and follow the simple steps to get an instant loan.
A ₹8,000 personal loan can be the perfect solution for urgent needs or small expenses. Here are the key features and benefits that make it an easy, flexible, and stress-free loan option:
Zype offers personal loans at competitive interest rates with repayment terms that suit your needs. You can borrow ₹8000 and choose a tenure that works for you from 6 to 18 months.
We offer unsecured personal loans, meaning you don’t have to pledge any assets. Get loan offers up to ₹2,00,000 without putting your valuables at risk.
Whether you want a shorter repayment cycle or a longer one, we give you the power to pick your preferred EMI plan. Tailor it to match your monthly budget with ease.
Simply fill in your basic details along with your PAN and Aadhaar number. No need to upload or submit physical documents.
Once your eligibility is confirmed, your loan can be approved in less than a minute, making the process smooth and efficient, so you can move forward without delays.
Whether it's a medical bill, a home repair, or any urgent expense, we ensure swift disbursal so you get access to funds exactly when you need them.
Planning your budget? An EMI calculator makes it easy to figure out monthly repayments for your ₹8,000 personal loan
You can also calculate the EMI for ₹8000, using the formula:
E = [8000 * R * (1+R)^N ] / [(1+R)^ N-1]
Where,
E – EMI you need to pay per month
R – Monthly interest rate. To calculate the monthly interest rate, divide the interest rate by 12 and then multiply by 100 to turn it into a decimal
N – It is the loan tenure in months
Repaying the loan amount is quite easy, and many instant loan platforms offer flexibility for instalments. You can opt for either 6, 9, 12 or 18 months loan tenure. Use an EMI calculator before you apply for a loan to understand the EMI amount as per the loan tenure you choose.
To calculate the EMI amount, you can use an EMI calculator.
| Loan Amount (₹) | Interest Rate (%) | Tenure (in months) | EMI (₹) |
|---|---|---|---|
| 8,000 | 18 | 6 | 1,404.20 |
| 8,000 | 18 | 9 | 956.88 |
| 8,000 | 18 | 12 | 733.44 |
| 8,000 | 18 | 18 | 510.45 |
Note: The above table is just for illustration purpose. The actual number may differ.
The interest rate on a ₹8,000 personal loan depends on key factors like your credit score, monthly income, and repayment history. A higher credit score often means lower interest rates.
Zype offers flexible loan tenure with an affordable interest rate, while also being transparent about processing fees and any other charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting at as low as 1.5% (monthly) |
| Loan Processing Charges | Processing fees from 2% to 6% on every loan |
| Interest on Overdue EMIs | Penalties and late fees will be charged on a daily basis, till the time the amount is repaid. |
For a ₹8000 personal loan on Zype, you need to fulfil the following eligibility criteria for loan approval:
The individual must be 21 years and above
Must be an Indian citizen
Must have PAN card and Aadhaar card
Must be a salaried individual
Monthly income should be ₹15,000 minimum
You should have a good credit score (above 700)
You can get a ₹8,000 personal loan without uploading any documents. Just fill in the basic details to get quick loan approval. The documents that we require include:
You are required to enter your PAN and Aadhar card details with other basic details like name, mobile number, to get a loan offer.
After your loan offer gets generated, you are required to do a selfie verification.
If you plan on applying for a high loan amount, you may be required to submit your income proof or bank statement of the last 4 months.
The purpose of instant loans is to offer financial relief in an emergency or urgent financial situation. Instant loans of ₹8000 are more useful for small expenses for short-term needs.
Medical bills, urgent travel, or home repairs, instant loans provide money in a short time.
You can cover basic expenses like rent, groceries, or utility bills when your salary is delayed or running low.
If you need to buy a phone, gadget, or pay for an online course without draining your savings, you may opt for a personal loan.
You can even pay off high-interest credit card bills or multiple small debts with one manageable EMI by taking an instant loan.
Instant loans are a great starting point for individuals with little or no credit history, as timely repayments can help build a strong CIBIL score over time. The application process is fast, requires minimal documentation, and once approved, the loan amount is directly credited to your bank account.
These loans are especially helpful for individuals with a steady income who need short-term financial support, whether it is for emergencies, bills, or urgent purchases.
You can apply for an instant personal loan in just a few simple steps:
Yes, it is possible to get a personal loan of ₹8000 instantly with digital platforms like Zype that offer instant loans with quick loan disbursal.
The monthly payment on a ₹8000 loan depends on the interest rate and loan tenure. For instance, if the interest rate is 24% for a 9-month tenure, then the monthly payment will be ₹981.
Most lenders do require CIBIL score to approve loans, however, some lenders may look at alternative documents like bank statements or payslip to check steady income sources.
The interest rate on an 8000 personal loan depends on the lender, the borrower’s credit profile, and the loan tenure.
The common documents required for a 8000 instant loan includes
It depends on the lender and the loan type. Some lenders that offer instant loans may credit the loan amount within a few hours to a few days.
The EMI for an ₹8,000 personal loan for 3 months depends on the interest rate charged by the lender.
Yes, it is possible to get a ₹8000 loan with only an Aadhaar card. Many lenders, especially digital loan apps, offer loans that require only an Aadhar card for loan application & verification process.
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