UPI

UPI fraud is when scammers use tactics to hack your Unified Payments Interface (UPI) account that can lead to unauthorized money transfers from your account. They usually do this by impersonation, phishing, or fake payment requests to extort money from these accounts. They trick people with malicious QR codes, UPI payment links, or fake UPI […]

In today’s India, you’ve got two superstar payment options at your fingertips: NEFT (National Electronic Funds Transfer) and UPI (Unified Payments Interface). Both withdraw money securely from your bank account to someone else’s, yet they play very different roles. NEFT is the sturdy highway built for larger, less time-sensitive transfers, while UPI is the lightning-fast […]

Unified Payments Interface (UPI) has revolutionised digital payments in India. Beyond simple peer-to-peer transfers, UPI now offers an on-demand credit facility directly within your UPI app. This feature lets you borrow small amounts instantly, repay in EMIs, and manage short-term liquidity without switching apps or filling out lengthy loan forms. Understanding how UPI credit works, […]

India’s digital payments revolution is powered by the Unified Payments Interface (UPI), a real-time system that moves money between bank accounts in a few seconds. In just nine years, UPI has grown from a fledgling idea at the National Payments Corporation of India (NPCI) to the world’s busiest retail-payments rail, handling billions of transactions monthly. […]

Ever sent money on a busy payday only to get the “limit reached” pop-up? You’re not alone! India’s Unified Payments Interface (UPI) keeps guardrails called upi transaction limits, so the system stays quick, secure, and glitch-free. Let’s decode those limits, see how they affect you, and learn a few smart hacks to stay worry-free. What […]

Picture this: you’re hanging out with your friends, one is shopping online, another is paying the electricity bill, all at the same time, all with one simple tap. That magic tap is UPI (Unified Payments Interface). By June 2025, UPI was powering more than 18 billion payments every month, making it the undisputed backbone of […]

UPI has turned every smartphone into a tiny bank branch, letting millions of Indians send or receive money with a single tap. But just like any tool, it comes with both pros and cons. This guide looks at the advantages and disadvantages of UPI so you can decide when to tap Pay and when to […]