Loan Sharks: What is it, Risks, and Prevention Tips What is a Loan Shark? Imagine you’re in a tough financial situation with an emergency crisis going on. The unforeseen bills keep piling up, and you’re in desperate need of money. During such situation, stress and pressure can sometimes drive people to make bad decisions. This […]
Flat Interest Rate Vs Reducing Rate: Know the Difference The financial market consists of private and public banks that offer a wide range of loans, like housing loans, personal loans, car loans and more. These loans can be used to fulfil many life goals, like building a new home, funding a child’s education, covering wedding […]
What is the Mutual Fund Cut-Off Time: Its Importance? Investing in mutual funds is one of the popular ways to grow your wealth over the long term. When you invest in mutual funds, it is imperative to understand certain rules and timings are essential to make the most of your investments. A key aspect to […]
5 Rules for Taking a Loan Against Mutual Funds A loan against mutual fund is a convenient option for individuals with a mutual fund portfolio. It allows one to take a loan against securities they hold and pay interest only on the utilized amount. If one needs urgent funds like a medical emergency or any […]
Required Salary to Qualify for a Personal Loan: Key Insights Many lenders have a minimum salary requirement when it comes to loan eligibility. While there is no set rule for the minimum salary requirement for loan applications, generally, the minimum amount is between ₹15,000 and ₹30,000. Other factors that influence the salary requirement like location, […]
PAN Card Fraud: Tips to Detect and Prevent Misuse A PAN card is an important document that is required when you open a new bank account, apply for a credit card, secure a loan, or make an expensive purchase like buying property or real jewellery. It is easier than ever to make big online transactions […]
सबसे कम ब्याज़ दरों पर पर्सनल लोन अप्लाई करें ज़ाईप के साथ पर्सनल लोन लेते समय कम ब्याज दर चुनने से आपका खर्च कम हो सकता है। सस्ती दरों पर लोन प्राप्त करने के लिए आपके क्रेडिट स्कोर, आय, और लोन देने वाले के साथ आपके संबंध महत्वपूर्ण भूमिका निभाते हैं। सही लेंडर चुनना और […]
What Is A Credit Bureau? The Key Credit Bureaus in India One of the important aspects of your personal finance journey is understanding credit scores and how they are calculated. Credit bureaus collect, maintain and determine the credit score of an individual based on their credit history and credit behaviour. It is thus imperative to […]
Personal Loans vs. Personal Lines of Credit: Key Differences Explained When it comes to loans, there are a lot of options available in the market to choose from. Personal loans and personal line of credit are the most common types of loans that individuals prefer. Both are a type of unsecured loan, meaning they don’t […]
How to Avail Instant Cash Loan in 1 Hour Without Documents? What is an instant cash loan? – An instant cash loan is a quick short-term, unsecured personal loan that offers instant access to money for immediate expenses. Many instant cash loans offer loans that require minimal documentation with a quick approval process. When you […]
How to Get a 700 Credit Score in 6 Months? Getting a 700-credit score depends on your current credit score and the measures you take to improve it. While it may seem challenging to build your credit score, it is possible to improve it by being financially disciplined. If you manage to maintain a high […]
How to Claim Zero Processing Fees on an Instant Personal Loan Application? To get a personal loan with zero processing fees, start by researching lenders—especially digital-first banks, credit unions, and reputable fintech platforms—that offer promotional deals or fee waivers. Look out for limited-time offers or partnerships that waive processing charges for online applications or pre-approved […]
