What is Top Up Personal Loan?

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Personal Loan

What is Top Up Personal Loan? A top-up personal loan is an additional loan amount offered to existing borrowers who need some extra funds over their original loan amount. It allows borrowers to access extra amount on top of their existing personal loan, usually provided by the same lender, with easier eligibility criteria and similar […]

What is Deferred Payment? Meaning, Benefits & Examples

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Personal Loan

What is Deferred Payment? Meaning, Benefits & Examples Whether you are a student pursuing a degree or planning to buy a car, the expense of these purchases has a significant financial impact. To ease the burden, many businesses and lenders offer a deferred payment plan to ease the financial burden of such expenses. E-commerce platforms […]

Different Types of Mutual Funds Based on Various Categories

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Mutual Fund

Different Types of Mutual Funds Based on Various Categories Mutual funds are a smart investment choice if you want to build wealth. There are a diverse range of mutual funds that cater to investors with different financial goals and risk appetite. As of 2024, mutual funds continue to be a popular choice, with a report […]

टॉप अप पर्सनल लोन कैसे प्राप्त करें: विशेषताएं और लाभ

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Personal Loan

टॉप अप पर्सनल लोन कैसे प्राप्त करें: विशेषताएं और लाभ अक्सर ऐसा होता है कि जब हम पर्सनल लोन लेते हैं, तो कुछ समय बाद हमें और अधिक धन की आवश्यकता पड़ सकती है। ऐसे समय में नए लोन के बजाय “टॉप अप पर्सनल लोन” एक बेहतरीन उपाय साबित हो सकता है। टॉप अप लोन […]

What is Mutual Fund Return and how to Calculate it?

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Mutual Fund

What is Mutual Fund Return and how to Calculate it? What is Mutual Fund Return and How to Calculate it? Investing in mutual funds is an excellent way to build wealth over the long term. Calculating the returns is crucial to effectively evaluating the performance of mutual funds. The returns you earn on your mutual […]

How to Change EMI Date for Personal Loan?

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Personal Loan

How to Change EMI Date for Personal Loan? To change your EMI date for a personal loan, you usually need to contact your lender—either through customer support, their mobile app, or by visiting a branch. Most lenders require a formal request, which can often be submitted online. Some lenders also let you change your EMI […]

FICO Credit Score And What It Means For Personal Loans

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Credit History

Fico Credit Score And What It Means For Personal Loans FICO score model is a relatively new entrant in India compared to other established credit-scoring models. FICO score is mainly built on credit card payment data and India still has a limited credit card user base. As of January 2024, credit card penetration in India […]

What is Consolidated Account Statement (CAS) in Mutual Funds and How to Download It?

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Mutual Fund

What is Consolidated Account Statement (CAS) in Mutual Funds and How to Download It? A Consolidated Account Statement (CAS) is a financial statement that provides information about all the investments held by an individual across mutual funds and securities. In consolidated account statements of mutual funds, multiple investment statements are consolidated into one single report. […]

सबसे सस्ता लोन कहां से और कैसे लें?

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Personal Loan

सबसे सस्ता लोन कहां से और कैसे लें? आजकल, अचानक आने वाले खर्चों का सामना करना आम हो गया है। चाहे मेडिकल इमरजेंसी हो या घर की मरम्मत, तनाव होना स्वाभाविक है। जब आपको पर्सनल लोन की जरूरत होती है, तो यह जानना जरूरी है कि कौन सा लोन आपके लिए सही रहेगा।अपनी आर्थिक स्थिति […]

How to Plan Monthly Budget – A Step-by-Step Guide

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Finance

How to Plan Monthly Budget – A Step-by-Step Guide Maintaining a monthly budget is the one financial habit that will help you stay on track with your finances. Setting up a budget makes it easier for you to plan expenses, see where your money is going, and easily reach your financial and personal goals. If […]

Average Credit Score For Personal Loans: Complete Guide

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Personal Loan

Average Credit Score For Personal Loans: Complete Guide When you apply for a personal loan, lenders require your credit score in order to approve your personal loan application. To assess the creditworthiness, loan amount, and loan terms, lenders check your credit report and repayment capability. Every lender has a different loan approval criterion, that takes […]

Applying for a ₹3 Lakh Loan Using Your Aadhaar Card

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Personal Loan

Applying for a ₹3 Lakh Loan Using Your Aadhaar Card Need a ₹3 lakh urgent loan but want to skip tedious paperwork? Getting a loan with an Aadhaar card is a convenient option. Many lenders today offer instant loans with minimal documentation like an Aadhar card and/or PAN card for borrower information verification. This provides […]