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UPI fraud is when scammers use tactics to hack your Unified Payments Interface (UPI) account that can lead to unauthorized money transfers from your account. They usually do this by impersonation, phishing, or fake payment requests to extort money from these accounts. They trick people with malicious QR codes, UPI payment links, or fake UPI […]
Come October, and India has pleasant weather throughout the country. The country is at its picturesque best, and that makes it the perfect time to travel. Whether you prefer cooler weather, historic places or just want to chill by the beach, October is the perfect month to travel in India. Flights and hotels are usually […]
What is a Cross Cheque? A cross cheque is a type of cheque that cannot be directly encashed over the bank counter. Instead, the amount is credited only into the bank account of the payee. You can identify a cross cheque by two parallel lines drawn on the top left corner of the cheque. Unlike […]
“Digital arrest” is a cyber scam where crooks pretend to be police, CBI/ED, TRAI, or bank officials on phone or video calls. They accuse you of a fake crime (like money laundering or SIM misuse), flash forged IDs or “warrants,” and threaten arrest, account freeze, or media exposure unless you follow their orders. The goal […]
Finance teams are moving from manual spreadsheets to AI-assisted systems. Think of AI as an always-on teammate: it reads heaps of documents, flags odd entries, drafts first-cut reports, and answers questions in plain English. The payoff is faster month-end, cleaner compliance, and more time for planning. These tools plug into what you already use: ERPs, […]
Filing your Income Tax Return (ITR) for the first time can feel a little intimidating, but it doesn’t have to be. With the government’s e-filing system, the process is now 100% digital, faster, and simpler than ever. Whether you’re a salaried employee who has just started working, a freelancer, or someone earning income from investments, […]
Onam, Kerala’s most vibrant and anticipated festival, is a time for grand celebrations, elaborate feasts, and beautifully decorated homes. But between Pookalam flowers, new outfits, the grand Sadya, and hosting, the bill can creep up. If you want to enjoy the moments, a bit of planning and a quick festive loan can make your celebrations […]
In today’s India, you’ve got two superstar payment options at your fingertips: NEFT (National Electronic Funds Transfer) and UPI (Unified Payments Interface). Both withdraw money securely from your bank account to someone else’s, yet they play very different roles. NEFT is the sturdy highway built for larger, less time-sensitive transfers, while UPI is the lightning-fast […]
Unified Payments Interface (UPI) has revolutionised digital payments in India. Beyond simple peer-to-peer transfers, UPI now offers an on-demand credit facility directly within your UPI app. This feature lets you borrow small amounts instantly, repay in EMIs, and manage short-term liquidity without switching apps or filling out lengthy loan forms. Understanding how UPI credit works, […]
India’s digital payments revolution is powered by the Unified Payments Interface (UPI), a real-time system that moves money between bank accounts in a few seconds. In just nine years, UPI has grown from a fledgling idea at the National Payments Corporation of India (NPCI) to the world’s busiest retail-payments rail, handling billions of transactions monthly. […]
Ganesh Chaturthi is all about joy, community spirit, and celebrating Lord Ganesha’s blessings. But between clay idols, vibrant décor, delicious prasad, and hosting friends and family, your festivities’ costs can spike quickly. A well‑timed personal loan can help you enjoy every moment without tapping into your emergency fund or sacrificing your savings goals. Why Ganesh […]
Janmashtami is here, and so are the celebrations. Lord Krishna taught us a lot about balance, timing, and staying cool under pressure, pretty much everything you need to handle money better, right? So this year, why not take a little inspiration from him and give your financial life a small glow-up? In this blog, we’ve […]