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What is a Loan for Down Payment? Buying a home is one of the biggest financial decisions in life, but arranging the down payment often feels like the hardest part. A loan for down payment is essentially a financial product, usually a personal loan, that helps buyers cover the upfront portion of the property cost […]
Before a lender gives you money, they need a quick “health check” of your credit. That check is called a personal loan enquiry. In simple terms, it’s the act of pulling your credit information to assess risk. There are two kinds: soft enquiries and hard enquiries. Soft enquiries like checking your own score or a […]
What is a Cross Cheque? A cross cheque is a type of cheque that cannot be directly encashed over the bank counter. Instead, the amount is credited only into the bank account of the payee. You can identify a cross cheque by two parallel lines drawn on the top left corner of the cheque. Unlike […]