पर्सनल लोन चाहिए? जानें ये 5 ज़रूरी काम जो दिलाएंगे बेहतर सौदा पर्सनल लोन लेना एक आसान तरीका हो सकता है जब आपको अचानक पैसों की जरूरत हो। लेकिन इससे पहले ये समझना जरूरी है कि लोन पाने की प्रक्रिया में कुछ अहम बातें होती हैं। जैसे कि कई लेंडर्स आपके क्रेडिट हिस्ट्री, आय, और […]
Top 5 Bikes Under ₹2 Lakh in India (2025): Best Picks The Indian bike market is booming with a spectacular and impressive range of options that offer performance, style, and affordability. A Bike under ₹2 lakh offers a perfect balance between value for money and top features. Whether you require a power-packed engine, advanced tech, […]
Top 10 5G Smartphones Under ₹20,000 in India (2025) Looking for a budget-friendly 5G smartphone that doesn’t compromise on performance? In 2025, the ₹20,000 segment in India offers a variety of feature-packed options, from powerful processors to vibrant displays and advanced cameras. Choosing the right smartphone can feel overwhelming with so many options available. To […]
How to Pay EMI in Advance: Key Benefits & Features Explained When you take any type of loan like a personal loan, home loan or education loan, the loan repayment can be done in several ways. One of the ways for loan repayment is advance EMI. Advance EMI is a smart option to choose as […]
Pre-EMI vs. Full EMI: Understanding the Key Differences Are you planning to buy property soon? If so, you’ve probably come across terms like Pre-EMI and Full EMI. Understanding these payment options is crucial for making an informed decision. Want to know more about what they mean, their benefits, key differences, and the tax implications? Let’s […]
Personal Loan vs. Business Loan: 7 Key Differences You Should Know Personal loans and business loans each serve a different financial purpose. Depending upon your financial requirement, you can opt for the type of loan that best suits you. Understanding the key differences between both will help you to make the best choice. This blog […]
Dell or HP: Which brand is best for your needs? When we compare Dell and HP, Dell is often viewed as a more premium brand. Dell focuses on high-performance models like XPS and Alienware, known for durability, performance, and technology. HP on the other hand, is recognized for its stylish consumer laptops, especially in the […]
Personal Loans vs. Car Loans: Understanding the Key Differences Buying a car is exciting, but let’s be honest – it can also be a pretty big expense. Whether you’re eyeing a budget-friendly ride or something that fits your lifestyle, the options are endless. But paying for a car upfront isn’t always realistic, which is where […]
Unlock Financial Freedom: Top 8 Reasons to Consider a Personal Loan What is a Personal Loan? A personal loan is a type of unsecured loan offered by banks or financial institutions to help individuals meet their financial requirements. While a secured loan requires collateral, personal loans do not require any collateral, making them a convenient […]
What is a Non-Performing Loan?
What is a Non-Performing Loan? What is a Non-Performing Loan? A non-performing loan (NPL) is one where the borrower has not made any repayments of scheduled principal or interest for at least 90 days. To align with global standards, the Reserve Bank of India (RBI) has implemented the 90-day loan overdue norm (applicable since March […]
NACH Mandate- Everything You Need to Know The full form of NACH is the National Automated Clearing House. Managed by the National Payments Corporation of India (NPCI), it facilitates electronic transactions between financial institutions. It is a system that allows banks and other such financial institutions to automate recurring payments. This ensures faster transactions and […]
Top 10 Electric Scooters in India for First-Time Buyers Electric scooters are becoming a popular option for commutes in India, offering an eco-friendly, convenient alternative to traditional vehicles. The market has varied options to cater to different needs and budgets, offering features like fast charging, touchscreen dashboard and so on. Since they have lesser complex […]