Average Credit Score For Personal Loans: Complete Guide When you apply for a personal loan, lenders require your credit score in order to approve your personal loan application. To assess the creditworthiness, loan amount, and loan terms, lenders check your credit report and repayment capability. Every lender has a different loan approval criterion, that takes […]
Applying for a ₹3 Lakh Loan Using Your Aadhaar Card Need a ₹3 lakh urgent loan but want to skip tedious paperwork? Getting a loan with an Aadhaar card is a convenient option. Many lenders today offer instant loans with minimal documentation like an Aadhar card and/or PAN card for borrower information verification. This provides […]
How to Apply for a Rs. 2 Lakh Loan on an Aadhaar Card? Everyone, at some point, has come across a challenging financial circumstance in their lives. During such moments, having a lakhs of rupees can be of big aid. This might be used for medical emergencies, money needed to save your company, or other […]
10 Simple Ways to Secure Emergency Funds As per a survey, 75% of Indians lack emergency savings and could fall behind on their EMIs in case of a layoff. An emergency fund is an important part of saving which should ideally equal 3 to 6 months of one’s salary. If you are thinking of […]
Buy Now, Pay Later (BNPL): Meaning and How Does It Works As online transactions become more common, one such plan that is becoming increasingly popular is the Buy Now, Pay Later model. As per reports, Buy Now Pay Later online customer base in India was 5 million in 2021 and is expected to grow to […]
Things to Know About Loans Against Mutual Funds Getting a loan against mutual funds is a good option if you want quick access to cash without liquidating your investments. If you have built a good portfolio of mutual funds, you can use that as collateral to take a personal loan. If you need funds for […]
पर्सनल लोन के लिए क्रेडिट स्कोर कितना होना चाहिए? लोन के लिए अप्लाई करते वक्त, आपका क्रेडिट स्कोर सबसे ज़रूरी चीज़ होती है जो ये डिसाइड करती है कि आपका लोन अप्रूव होगा या नहीं। ये तीन अंकों का नंबर बताता है कि आपको कितना ब्याज देना पड़ेगा और आप कितना पर्सनल लोन ले सकते […]
What is Fast Loans: Features, Interest Rates, & How to Apply Online? Gone are the days, when getting a loan meant going to a bank, waiting in queue, and submitting a lot of paperwork to apply for a personal loan. Technology has made getting loans a digital, fast, and paperless option. Whether one needs to […]
Peer to Peer (P2P) Lending – Features, Working, Benefits and How to Apply? An individual may require small loans but they may fall short of credit or they may come from low-income groups. In such cases, it is a good option to consider P2P lending platforms as they offer low interest rates and quick access […]
How to Get an Instant Personal Loan Without Any Documents Instant personal loans are the quickest and the most convenient way to get funds. These loans eliminate the need for traditional methods of documentation just by the use of digital methods of verification. Instant personal loans are ideal for emergencies or any unexpected expenses that […]
Foreclosure: Definition, Process, Downside, and Ways To Avoid Foreclosure is a complicated legal process that is exhausting for both lenders and borrowers. Borrowers should be informed about their rights, while lenders should have a legal framework to recover their funds. In India, foreclosure is governed under the Transfer of Property Act, 1882 for judicial foreclosure […]
Securing a Personal Loan with Just Your PAN Card Personal loans are a convenient solution for meeting immediate financial needs, including medical emergencies. Securing a PAN card personal loan is one of the easiest ways to get quick personal loan needs. The PAN card serves as an essential identifier and streamlines the entire loan application […]
