Top Reasons for Salary Delay: Best Ways To Deal with Them Salary delays can occur due to various reasons, including financial difficulties, unfavorable market conditions, or administrative errors by the HR or banking departments. Additionally, it’s important to check if there are any policies or contractual agreements addressing delayed salary payments. In such cases, an […]
10 Tips To Enjoy Your Vacation On A Budget From the majestic Himalayas to the tranquil backwaters of Kerala, From the stunning forts and palaces of Rajasthan to the ancient temples of Tamil Nadu, From the bustling markets of Mumbai to the lively streets of Delhi, And from the snow-capped peaks of the Himalayas to […]
What is NBFC? Types and Difference Between Bank vs NBFC We are living in a generation that likes to have their financial activities taken care of even before they drink their first cup of coffee! And it is only fair. Forget the millennials, why should anyone waste their precious time waiting for a simple approval? […]
What is Repo Rate? Why does it matter? What Is Repo Rate? The way you take loans from loan apps or banks at an interest rate, a bank does the same, but with the RBI. The rate of interest at which banks borrow money is called “Repo Rate”. This blog is important because timing your […]
Why an Education Loan is Ideal for Upskilling with Online Courses It’s important to keep learning and upgrading your skills, especially in today’s fast-paced world. In fact, the more you learn and upgrade yourself, the more opportunities for growth and success will come your way. An education loan is a smart financial tool for those […]
What is KYC? What are the Different Types of KYC? Have you ever wondered why every time you open a new bank account or buy a new sim card, you’re asked to provide your identity proof? Well, this is to prevent fraudulent activities and ensure that the account or SIM card is being used by […]
8 Biggest Personal Finance Problems of a 20 Something Year Old Stuck in a low-paying job? Credit cards maxed out? Bought those sneakers instead of saving money, again? Nodded to all those questions? If yes, then you’re probably in your 20s & are learning how to handle money. This might feel a little overwhelming but […]
Is “Lifetime Free” Credit Card Really Free? You must have heard of a bank or a credit card company offering a lifetime free credit card. This usually means that they have waived off the “annual fee” charged on it. This is exactly why it is also called a “zero annual fee credit card.” A credit […]
What is the Credit Limit? How Does it Work? Having a credit limit is like having a friend who you can always depend on, but for money… Need money for a medical emergency? It’s there for you!Out of cash but want to go on that trip? It’s there for you!Want to enroll in that upskilling […]
Why taking an Online Shopping Loan is a Win-Win? When the words ‘shopping’ and ‘loan’ are seen together in a sentence, the first word that comes to mind is ‘risky.’ If parents get even a tiny hint that their kids are thinking of getting a loan for shopping, a minimum of two hours of lecture […]
3 Ways in Which Instant Digital Loans are Shaping Our Lifestyle Until recently, getting a loan used to be a daunting and time-consuming process in India. Applying for loans involved a long and complicated process, requiring numerous visits to the lender, endless paperwork, and a considerable amount of waiting time. Due to various digital initiatives […]
6 Quick Tips If You Have Gone Overboard With Your Credit Card Bills The temptation to spend is real. Thanks to credit cards, it has become incredibly convenient to make purchases. Also, their reward programs and promotional offers make it all the more alluring to buy items and indulge in luxuries that we don’t necessarily […]
